Articles tagged with: coaching

10 signs you’re an underearner – Do you exhibit any of them?

If you’ve ever wondered why you’re not as wealthy as you believe you should be, perhaps IT IS your fault, after all!

I know some readers might take offence at that, “But how can I get out of my situation?” I’m guessing you’d be saying, so read on & let me explain further.


What is “Underearning?”

Without being too esoteric, in a way somewhat similar to how “an object in motion will continue in motion, or at rest will stay at rest until energy is used to move it”, we’re all a constant state of either attracting various things into our lives, or repelling them.

Now by that I’m not saying that “The Law of Attraction” is some super-duper ‘way to go’ methodology, (don’t get me started on that!).

No, but simply what we focus upon is what we get by ‘attracting’ those circumstances into our lives.

Unfortunately, whilst scientific laws are by definition empirical, ie they do what they say they will for everyone, everytime, our lives aren’t like that.


signs underearner coach charles stevenson


And the reason’s simple – WE influence OUR outcomes.

So you might say “I want to earn more / get a better job” etc, and start off with good intentions, however, if there are ANY doubts or negative beliefs in that grey matter of yours, then you’re going to find your success either doesn’t stick or more often, doesn’t even materialise.

When working with my clients I’ve found that certain themes often come up, disguised as beliefs that my clients “know” to be true.


SIDENOTE: Beliefs aren’t true, fixed & immutable, like gravity.
A belief is just an opinion your mind’s decided it’s going to run with as it’s easier for it (not you) that way.



A few of those beliefs come wrapped up in such thoughts as:

1. But if I charge more my prospects won’t buy from me.

2. Who me? I’ve never been that good at doing more than X so I can’t move up.

3. But if I starting earning more I’d have to be all …

4. I’d not know how to handle that extra money.

5. The last time I had more money it all got frittered away. I’m no good with money.

6. It’s only fair to offer some clients low / discounted / free rates.

7. Well at least I’m in a better place financially than (fill in the blank for the latest problem location on the planet)

8. I don’t have the time to deal with this right now. I’m too busy.

9. But I’ve been this way for years, so how can I change now.

10. But it’s not my fault. Everyone in my industry / career / family spends a lot of what they earn.


There are many more beliefs than those and they all have one main result, to keep you stuck in a state of perpetual underearning, one that you will justify to yourself as being “the right thing to do”.



“Not Me. I earn A LOT of Money!”

Ah, the rich person’s knee-jerk response!

If you’re someone doing the keyboard back-pat & thinking that you’re earning too much for this to be an issue, well, sorry but that’s self-serving BS you’re giving yourself.

Let me explain briefly.

Take the person who’s on a lowish salary, say £30k to keep it simple & they live a reasonably frugal life, so they’re not running a credit card tab every month & not in hock on HP, PCP, second charges, etc.

Then let’s contrast them with Mr & Mrs High-Achievers. Yes, they may have a strong double-income, but when we take into account the various ‘trinkets’ they’re paying for, the cars, leisure clubs, school fees, loans, etc, they’re often surprised as to how little they have as headroom.


“So aren’t you just saying we need to skimp & save?”


You’re missing the point of what Underearning or Underachieving is all about.

If you’ll allow me to use a race-car metaphor, I’m not saying throttle-back on achieving more, I’m saying remove the de-restrictor in the fuel system so you can achieve more with the power you’ve already got.


“So what can I do about it?”

Step one is simple – Just accept the possibility that YOU may well be holding yourself back from achieving or earning more than is actually possible.

Then grab a piece of paper & write down at the top of the paper, “If I earned more I’d …” & write at least ten beliefs about that.


Step two is if they’re good, positive comments. Then ask yourself, “Is this happening for me?”

If it’s not, then ask yourself, for each one, “This isn’t happening for me because …” & write down whatever comes to mind.


Step three is to indicate which of those first ten beliefs were negative or limiting.

Then as above then ask yourself, for each one, “This isn’t happening for me because …” & write down whatever comes to mind.


Step four is to develop fresh beliefs, countervailing arguments.

Write each one facing in the opposite direction to those negative beliefs.

Write them so they feel more powerful and can over-ride your previous thought patterns.


If you’d like some help on that then feel free to jot down the beliefs you uncover (or you can email me if you’d prefer to get in touch that way) & I’ll offer a few suggestions as to ways you could switch those thoughts around.




I’m willing to go out on a limb here & suggest that there are areas in your life where you’re an underearner or underachiever and the exercise above will allow you to begin to uncover, & then alter those thoughts.

Realisation can allow you to begin to change – give it a go, what have you got to lose vs think what you could gain.

If you feel your time’s running out you need to Read This!

“But you don’t understand. I need to get it ALL sorted by tomorrow!”


Do you ever feel that way too?

Sometimes, by the time my clients come to me to talk about what’s troubling them, they’ve been bottling things up for so long that it’s as if they feel compelled to “make up” for the delays that have happened in their life.

One of the big problems, however, with this “rush to be successful” is … that’s not how it happens for 99.999% of people who gain success in whatever they do.

And also, even those who post on Facebook, Instagram & who are ‘self-appointed success gurus’ have are actually playing fast’n’loose with their truths, since stuff takes longer than they’ve made out.

So if you’re someone who’s feeling that time’s running out & you’ve “gotta get it all sorted NOW”, here’s a great quote that I’ve recently discovered, courtesy of Barbara Huson, an amazing Wealth Coach in the US of A.


Julianne Moore Charles Stevenson Life Success Coaching


It’s by actresses, Julianne Moore.

“You don’t start out thinking, I’m going to be a star!

You think, I hope I get an agent.

Then, I hope I get an audition.

Then, I hope I get a job.

If you think too far ahead, it’s just overwhelming.

It’s better to just keep on going, bit by bit, one foot in front of the other.”


From what I know that method’s worked turned out quite well for her, so perhaps you’d do well to give it a go, too … just take one step at a time, & keep on stepping.

If you’re too stressed or busy to take time to change, you need to read this

“Thanks. I know I need some help, but I’m too stressed, too busy to change. I’ll get back to you when I’ve got more time.”

I had this said to me by someone a few days ago, when I explained how they’d need to take just some time out from their already hectic work schedule, so they could begin to make the changes they’d already told me they wanted to make.

“So you’re too busy to change … but you’ve already said you feel like you’re being pulled in too many directions, firefighting problems, balancing health issues & missing key deliverables, yes?”

“Do you think you might be part of the problem?

“Just a little bit, perhaps?”


too much stress to change

And then they, sat back, let that thought sink in, & began to realise that just like how a fish can’t actually ‘see’ the water they’re swimming in, even though it’s all around them, she wasn’t able to see what she was swimming around in either.

And when she did the word she used was a little bit more profane than “water”, that’s for sure!

Have you ever found yourself swimming in the poop of life, trying your best to make progress but feeling like the current’s pulling you backwards, because if you have, then it’s about time we arranged a time to speak.

If you’d like to find out more about taking back control of your life & get some fun back again, get in touch & let me know little more about what’s on your mind.