Articles tagged with: underearning

10 signs you’re an underearner – Do you exhibit any of them?

If you’ve ever wondered why you’re not as wealthy as you believe you should be, perhaps IT IS your fault, after all!

I know some readers might take offence at that, “But how can I get out of my situation?” I’m guessing you’d be saying, so read on & let me explain further.


What is “Underearning?”

Without being too esoteric, in a way somewhat similar to how “an object in motion will continue in motion, or at rest will stay at rest until energy is used to move it”, we’re all a constant state of either attracting various things into our lives, or repelling them.

Now by that I’m not saying that “The Law of Attraction” is some super-duper ‘way to go’ methodology, (don’t get me started on that!).

No, but simply what we focus upon is what we get by ‘attracting’ those circumstances into our lives.

Unfortunately, whilst scientific laws are by definition empirical, ie they do what they say they will for everyone, everytime, our lives aren’t like that.


signs underearner coach charles stevenson


And the reason’s simple – WE influence OUR outcomes.

So you might say “I want to earn more / get a better job” etc, and start off with good intentions, however, if there are ANY doubts or negative beliefs in that grey matter of yours, then you’re going to find your success either doesn’t stick or more often, doesn’t even materialise.

When working with my clients I’ve found that certain themes often come up, disguised as beliefs that my clients “know” to be true.


SIDENOTE: Beliefs aren’t true, fixed & immutable, like gravity.
A belief is just an opinion your mind’s decided it’s going to run with as it’s easier for it (not you) that way.



A few of those beliefs come wrapped up in such thoughts as:

1. But if I charge more my prospects won’t buy from me.

2. Who me? I’ve never been that good at doing more than X so I can’t move up.

3. But if I starting earning more I’d have to be all …

4. I’d not know how to handle that extra money.

5. The last time I had more money it all got frittered away. I’m no good with money.

6. It’s only fair to offer some clients low / discounted / free rates.

7. Well at least I’m in a better place financially than (fill in the blank for the latest problem location on the planet)

8. I don’t have the time to deal with this right now. I’m too busy.

9. But I’ve been this way for years, so how can I change now.

10. But it’s not my fault. Everyone in my industry / career / family spends a lot of what they earn.


There are many more beliefs than those and they all have one main result, to keep you stuck in a state of perpetual underearning, one that you will justify to yourself as being “the right thing to do”.



“Not Me. I earn A LOT of Money!”

Ah, the rich person’s knee-jerk response!

If you’re someone doing the keyboard back-pat & thinking that you’re earning too much for this to be an issue, well, sorry but that’s self-serving BS you’re giving yourself.

Let me explain briefly.

Take the person who’s on a lowish salary, say £30k to keep it simple & they live a reasonably frugal life, so they’re not running a credit card tab every month & not in hock on HP, PCP, second charges, etc.

Then let’s contrast them with Mr & Mrs High-Achievers. Yes, they may have a strong double-income, but when we take into account the various ‘trinkets’ they’re paying for, the cars, leisure clubs, school fees, loans, etc, they’re often surprised as to how little they have as headroom.


“So aren’t you just saying we need to skimp & save?”


You’re missing the point of what Underearning or Underachieving is all about.

If you’ll allow me to use a race-car metaphor, I’m not saying throttle-back on achieving more, I’m saying remove the de-restrictor in the fuel system so you can achieve more with the power you’ve already got.


“So what can I do about it?”

Step one is simple – Just accept the possibility that YOU may well be holding yourself back from achieving or earning more than is actually possible.

Then grab a piece of paper & write down at the top of the paper, “If I earned more I’d …” & write at least ten beliefs about that.


Step two is if they’re good, positive comments. Then ask yourself, “Is this happening for me?”

If it’s not, then ask yourself, for each one, “This isn’t happening for me because …” & write down whatever comes to mind.


Step three is to indicate which of those first ten beliefs were negative or limiting.

Then as above then ask yourself, for each one, “This isn’t happening for me because …” & write down whatever comes to mind.


Step four is to develop fresh beliefs, countervailing arguments.

Write each one facing in the opposite direction to those negative beliefs.

Write them so they feel more powerful and can over-ride your previous thought patterns.


If you’d like some help on that then feel free to jot down the beliefs you uncover (or you can email me if you’d prefer to get in touch that way) & I’ll offer a few suggestions as to ways you could switch those thoughts around.




I’m willing to go out on a limb here & suggest that there are areas in your life where you’re an underearner or underachiever and the exercise above will allow you to begin to uncover, & then alter those thoughts.

Realisation can allow you to begin to change – give it a go, what have you got to lose vs think what you could gain.

Could you be a secret underachiever or underearner?

Could you be underearning or underachieving and not even realise it?

So what is an underearner or an underachiever and how does under earning or under achieving show up in your life?

Good question!

Here’s a short test, just four questions, read them and ask yourself whether they fit with your current situation.


Do you ever feel like this?

Q1. Are you someone who always seems to find themselves trying their hardest to make a success of each job you’ve had or business you’ve started, but, every time, something happens that causes all your good intentions to fail?

Q2. Are you someone that’s always finding you’ve never got enough money, so that whenever you find yourself earning more that it all seems to go all too quickly?

Q3. Does it sometimes feel like your life’s a game of Snakes and Ladders … but for you the dice appear loaded and all you’re ever doing is taking one step forwards and two (or more!) steps backwards?

Q4. Do you ever wonder why other people around you, perhaps (and you can be honest here since nobody but you can hear what you’re thinking!) those people who you’d say aren’t as capable as you or as clever as you, they’re the ones who always seem to be able to get on and up the correct ladder of success, but you keep slipping down in the opposite direction, riding the snakes back to square one every time?


snakes ladders underearning


So how did you score?

How many were a “Yes”?

Could you be an underachiever or underearner?


Even one “Yes” would suggest that the programme I’m soon to launch will be a game-changer for you!

Based upon many hours of working clients, along with my own personal experiences of these issues, I’m putting together the final parts of a 6 week programme I’ve developed to deal with this for you.

By the end of this programme you’ll understand exactly what you’re doing to yourself, saying to yourself an telling yourself about whether you can achieve or not – and you’ll have turned those thoughts round to support you not hold you back any longer.

You’ll also have easy, near-automatic ways to check whether you’re ever back-sliding down that snakes and ladders board again, not that you will, but just in case!

You’ll also be able to make massive and permanent (YES PERMANENT!) changes to those beliefs around underearning, underearning and not allowing yourself to receive all the various opportunities that are around you.

YES! Those opportunities are around you – but at the moment you’re just not seeing them!


Calling for Beta-Testing Clients

If you’d like to be part of the Beta Testing group I’m going to work with a small group of new clients and I’ll be offering this at a deep discount to those early-bird people, since I want to get the word out there that overcoming underearning and underachieving IS POSSIBLE!

Who this programme will work for: If you feel you’re an underachiever, an underearner, ever felt like you’re lacking in confidence, set your sights low in life or have struggled with Success Inhibition, Imposter Syndrome, Performance Anxiety or similar, you’re going to find this and AWESOME way to break free from those limiting patterns and beliefs.

And people, this DOES NOT only apply to those who are unemployed, dissatisfied with their job, business or career path since, these issues apply AT ALL LEVELS of income and success, since it’s YOUR MIND that’s controlling your success thermometer … and unless you check it every so often you’ll never know whether you’ve set it way too low.

So if you’d like to be part of the test group contact me or reply to this post & I’ll get back to you.

Is Imposter Syndrome all a fake?

It does seem that every few weeks a news story breaks that reports how a high ranking director of an organisation has been dismissed when it’s been discovered that their cv and career history was fabricated.

Amazingly enough, those people had often been in those positions for many years without the offence being brought out into the open.

So, if those people can lie, fabricate a convincing back-story and bank a wage to which they weren’t entitled, why is it that other people, suitably qualified for their particular positions, live with an incessant and nagging doubt that they’re going to be unmasked, named as unsuitable, an imposter in fact?

Where does imposter syndrome originate?

Perhaps we feel we were simply “lucky” at school or later, that the right questions simply came-up in the exams we sat, or that someone else’s results were accidentally swapped with ours.

We “know” we don’t deserve the results, promotions or positive feedback we get.

It is as if we believe that one day someone will turn up in our office and announce that we do not have the qualifications we think we have and that we are a fake.

Whilst on the one hand we know that this isn’t true, on the other hand we do believe it, and that part is the part that keeps nagging away in your head telling you that you don’t really deserve your success.

Coaching can very quickly and effectively obtain resolution of those feelings so that you can be free from those nagging voices and get on with enjoying your life.